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Cost of Living in Camden County

Is it better to rent or buy in Camden County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$89,041
$1,245/mo

Median in area: $1,245

$338,632

Median in area: $338,632

$67,726

If you Rent

🔑
$1,454 /mo
Base Rent$1,245
Est. Utilities$209
% of Income19.6%
Pre-tax Residual$5,966

If you Buy

🏠
$2,272 /mo
P&I (6.989%)$1,800
Taxes & Ins$263
Est. Utilities$209
% of Income30.6%
Pre-tax Residual$5,148

Compare Nearby Areas

See how Camden County stacks up against neighboring areas.

countyGates County, NC
$1,201/mo
countyTyrrell County, NC
$644/mo
countyChesapeake City, VA
$1,811/mo
countyCurrituck County, NC
$1,234/mo
countyPasquotank County, NC
$1,310/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Camden County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Camden County. The estimated all-in monthly cost for renting is $1,454, while owning a median-priced home with a 20% down payment is roughly $2,272 per month (a difference of $818).

How much do utilities cost in Camden County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Camden County is approximately $209. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Camden County?›

To comfortably afford the median rent and utilities in Camden County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $58,160 per year.