Local
Learn about the people, housing, costs and businesses in Canyon, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Canyon.
True all-in cost — P&I, taxes, insurance & utilities for homes in Canyon.
Find and compare lenders active near Canyon.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Canyon.
Seismic risk and earthquake insurance estimates for Canyon.
Wildfire exposure and insurance estimates for Canyon.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Canyon is approximately 6.917% (6.954% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CanyonThe median home value in Canyon is $220k. The median monthly rent is $1,019. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Canyon have increased 8.4% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,093/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Canyon is $69k/year.
Calculate your buying powerThe largest employment sectors in Canyon are public administration (26%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.