Safe Rate Local
Learn about the people, housing, costs and businesses in Cape Girardeau, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cape Girardeau.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cape Girardeau.
Find and compare lenders active near Cape Girardeau.
FEMA flood zones and flood insurance estimates for Cape Girardeau.
Seismic risk and earthquake insurance estimates for Cape Girardeau.
Wildfire exposure and insurance estimates for Cape Girardeau.
As of today, the 30-year fixed mortgage rate for Cape Girardeau is approximately 6.998% (7.046% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Cape GirardeauThe median home value in Cape Girardeau is $171k. The median monthly rent is $886. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cape Girardeau have increased 9.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $896/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cape Girardeau is $52k/year.
Calculate your buying powerThe largest employment sectors in Cape Girardeau are public administration (31%) and healthcare (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.