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Cape Neddick Mortgage Calculator

Estimate your true cost of homeownership in Cape Neddick with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,391
P&I Payment$3,632
Taxes & Ins$553
Utilities$206
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Mortgage Details

$692,487
Local Median: $692,487
$138,497 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,391

Monthly Breakdown

Principal & Interest
$3,632
Property Taxes
$403
Homeowners Ins.
$150
Utilities
$206

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$753,501

Local Housing Facts for Cape Neddick

  • ·Median home value: $692,487 (adjusted for current market conditions)
  • ·Est. property taxes: $4,837/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,799/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,470/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Cape Neddick?

Based on the local median home value, estimated real estate property taxes in Cape Neddick are around $4,837 per year.

What is the average home price in Cape Neddick?

The median home value in Cape Neddick is currently estimated at $692,487.

How much does homeowners insurance cost in Cape Neddick?

For a median priced home, homeowners insurance in Cape Neddick averages around $1,799 annually.

What is the true total cost of owning a home in Cape Neddick?

True homeownership costs go beyond principal and interest. In Cape Neddick, a typical homeowner with a median-priced home of $692,487 can expect to pay roughly $4,837/yr in property taxes, $1,799/yr for homeowners insurance, and $2,470/yr in energy utilities. That adds approximately $759 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.