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Captains Cove Mortgage Calculator

Estimate your true cost of homeownership in Captains Cove with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,070
P&I Payment$1,484
Taxes & Ins$424
Utilities$162
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Mortgage Details

$279,625
Local Median: $279,625
$55,925 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,070

Monthly Breakdown

Principal & Interest
$1,484
Property Taxes
$80
Homeowners Ins.
$343
Utilities
$162

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$310,514

Local Housing Facts for Captains Cove

  • ·Median home value: $279,625 (adjusted for current market conditions)
  • ·Est. property taxes: $962/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $4,121/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,946/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Captains Cove?

Based on the local median home value, estimated real estate property taxes in Captains Cove are around $962 per year.

What is the average home price in Captains Cove?

The median home value in Captains Cove is currently estimated at $279,625.

How much does homeowners insurance cost in Captains Cove?

For a median priced home, homeowners insurance in Captains Cove averages around $4,121 annually.

What is the true total cost of owning a home in Captains Cove?

True homeownership costs go beyond principal and interest. In Captains Cove, a typical homeowner with a median-priced home of $279,625 can expect to pay roughly $962/yr in property taxes, $4,121/yr for homeowners insurance, and $1,946/yr in energy utilities. That adds approximately $586 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.