Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Carrollton Mortgage Calculator

Estimate your true cost of homeownership in Carrollton with localized property taxes, insurance, and utility data.

← Back to Carrollton Hub
Est. Total Monthly Cost
$1,278
P&I Payment$780
Taxes & Ins$225
Utilities$273
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Carrollton scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$142,129
Local Median: $142,129
$28,426 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,278

Monthly Breakdown

Principal & Interest
$780
Property Taxes
$156
Homeowners Ins.
$69
Utilities
$273

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$167,256

Local Housing Facts for Carrollton

  • ·Median home value: $142,129 (adjusted for current market conditions)
  • ·Est. property taxes: $1,866/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $831/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,277/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Carrollton?

Based on the local median home value, estimated real estate property taxes in Carrollton are around $1,866 per year.

What is the average home price in Carrollton?

The median home value in Carrollton is currently estimated at $142,129.

How much does homeowners insurance cost in Carrollton?

For a median priced home, homeowners insurance in Carrollton averages around $831 annually.

What is the true total cost of owning a home in Carrollton?

True homeownership costs go beyond principal and interest. In Carrollton, a typical homeowner with a median-priced home of $142,129 can expect to pay roughly $1,866/yr in property taxes, $831/yr for homeowners insurance, and $3,277/yr in energy utilities. That adds approximately $498 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.