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Carteret County Mortgage Calculator

Estimate your true cost of homeownership in Carteret County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,373
P&I Payment$2,181
Taxes & Ins$992
Utilities$200

Mortgage Details

$411,686
Local Median: $411,686
$82,337 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Carteret County using Safe Rate's engine.

Monthly$3,373

Monthly Breakdown

Principal & Interest
$2,181
Property Taxes
$124
Homeowners Ins.
$868
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$455,652

Local Housing Facts for Carteret County

  • ·Median home value: $411,686 (adjusted for current market conditions)
  • ·Est. property taxes: $1,489/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $10,417/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Carteret County?

Based on the local median home value, estimated real estate property taxes in Carteret County are around $1,489 per year.

What is the average home price in Carteret County?

The median home value in Carteret County is currently estimated at $411,686.

How much does homeowners insurance cost in Carteret County?

For a median priced home, homeowners insurance in Carteret County averages around $10,417 annually.

What is the true total cost of owning a home in Carteret County?

True homeownership costs go beyond principal and interest. In Carteret County, a typical homeowner with a median-priced home of $411,686 can expect to pay roughly $1,489/yr in property taxes, $10,417/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $1,192 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.