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Cost of Living in Cass County

Is it better to rent or buy in Cass County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$66,014
$750/mo

Median in area: $750

$113,786

Median in area: $113,786

$22,757

If you Rent

🔑
$999 /mo
Base Rent$750
Est. Utilities$249
% of Income18.2%
Pre-tax Residual$4,502

If you Buy

🏠
$1,135 /mo
P&I (7.57%)$641
Taxes & Ins$245
Est. Utilities$249
% of Income20.6%
Pre-tax Residual$4,366

Compare Nearby Areas

See how Cass County stacks up against neighboring areas.

countyBrown County, IL
$685/mo
countyMenard County, IL
$864/mo
countySchuyler County, IL
$821/mo
countyMorgan County, IL
$776/mo
countyMason County, IL
$768/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Cass County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Cass County. The estimated all-in monthly cost for renting is $999, while owning a median-priced home with a 20% down payment is roughly $1,135 per month (a difference of $136).

How much do utilities cost in Cass County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Cass County is approximately $249. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Cass County?›

To comfortably afford the median rent and utilities in Cass County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $39,960 per year.