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Castine Mortgage Calculator

Estimate your true cost of homeownership in Castine with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,682
P&I Payment$1,210
Taxes & Ins$203
Utilities$269
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Mortgage Details

$230,752
Local Median: $230,752
$46,150 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,682

Monthly Breakdown

Principal & Interest
$1,210
Property Taxes
$123
Homeowners Ins.
$80
Utilities
$269

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$251,039

Local Housing Facts for Castine

  • ·Median home value: $230,752 (adjusted for current market conditions)
  • ·Est. property taxes: $1,474/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $958/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,230/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Castine?

Based on the local median home value, estimated real estate property taxes in Castine are around $1,474 per year.

What is the average home price in Castine?

The median home value in Castine is currently estimated at $230,752.

How much does homeowners insurance cost in Castine?

For a median priced home, homeowners insurance in Castine averages around $958 annually.

What is the true total cost of owning a home in Castine?

True homeownership costs go beyond principal and interest. In Castine, a typical homeowner with a median-priced home of $230,752 can expect to pay roughly $1,474/yr in property taxes, $958/yr for homeowners insurance, and $3,230/yr in energy utilities. That adds approximately $472 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.