Local
Learn about the people, housing, costs and businesses in Cathay, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cathay.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cathay.
Find and compare lenders active near Cathay.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cathay.
Seismic risk and earthquake insurance estimates for Cathay.
Wildfire exposure and insurance estimates for Cathay.
As of today, the 30-year fixed mortgage rate for Cathay is approximately 6.863% (6.898% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CathayThe median home value in Cathay is $111k. The median monthly rent is $638. Annual property taxes average $820. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $566/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cathay is $80k/year.
Calculate your buying powerThe largest employment sectors in Cathay are public administration (15%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.