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Cost of Living in Cattaraugus County

Is it better to rent or buy in Cattaraugus County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$59,569
$793/mo

Median in area: $793

$117,070

Median in area: $117,070

$23,414

If you Rent

🔑
$990 /mo
Base Rent$793
Est. Utilities$197
% of Income19.9%
Pre-tax Residual$3,974

If you Buy

🏠
$1,145 /mo
P&I (7.138%)$632
Taxes & Ins$316
Est. Utilities$197
% of Income23.1%
Pre-tax Residual$3,819

Compare Nearby Areas

See how Cattaraugus County stacks up against neighboring areas.

countyWyoming County, NY
$818/mo
countyMcKean County, PA
$800/mo
countyAllegany County, NY
$779/mo
countyChautauqua County, NY
$827/mo
countyErie County, NY
$1,141/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Cattaraugus County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Cattaraugus County. The estimated all-in monthly cost for renting is $990, while owning a median-priced home with a 20% down payment is roughly $1,145 per month (a difference of $155).

How much do utilities cost in Cattaraugus County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Cattaraugus County is approximately $197. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Cattaraugus County?›

To comfortably afford the median rent and utilities in Cattaraugus County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $39,600 per year.