Safe Rate Local
Learn about the people, housing, costs and businesses in Cave-In-Rock, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cave-In-Rock.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cave-In-Rock.
Find and compare lenders active near Cave-In-Rock.
FEMA flood zones and flood insurance estimates for Cave-In-Rock.
Seismic risk and earthquake insurance estimates for Cave-In-Rock.
Wildfire exposure and insurance estimates for Cave-In-Rock.
As of today, the 30-year fixed mortgage rate for Cave-In-Rock is approximately 7.123% (7.138% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Cave-In-RockThe median home value in Cave-In-Rock is $117k. The median monthly rent is $290. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $474/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cave-In-Rock is $56k/year.
Calculate your buying powerThe largest employment sectors in Cave-In-Rock are public administration (36%) and agriculture and mining (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.