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Cayce Mortgage Calculator

Estimate your true cost of homeownership in Cayce with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,463
P&I Payment$1,146
Taxes & Ins$119
Utilities$199
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Mortgage Details

$214,622
Local Median: $214,622
$42,924 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,463

Monthly Breakdown

Principal & Interest
$1,146
Property Taxes
$72
Homeowners Ins.
$47
Utilities
$199

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$240,863

Local Housing Facts for Cayce

  • ·Median home value: $214,622 (adjusted for current market conditions)
  • ·Est. property taxes: $860/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $564/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,382/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Cayce?

Based on the local median home value, estimated real estate property taxes in Cayce are around $860 per year.

What is the average home price in Cayce?

The median home value in Cayce is currently estimated at $214,622.

How much does homeowners insurance cost in Cayce?

For a median priced home, homeowners insurance in Cayce averages around $564 annually.

What is the true total cost of owning a home in Cayce?

True homeownership costs go beyond principal and interest. In Cayce, a typical homeowner with a median-priced home of $214,622 can expect to pay roughly $860/yr in property taxes, $564/yr for homeowners insurance, and $2,382/yr in energy utilities. That adds approximately $317 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.