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Cedar Mortgage Calculator

Estimate your true cost of homeownership in Cedar with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,352
P&I Payment$2,021
Taxes & Ins$193
Utilities$138
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Mortgage Details

$384,650
Local Median: $384,650
$76,930 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,352

Monthly Breakdown

Principal & Interest
$2,021
Property Taxes
$133
Homeowners Ins.
$60
Utilities
$138

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$419,872

Local Housing Facts for Cedar

  • ·Median home value: $384,650 (adjusted for current market conditions)
  • ·Est. property taxes: $1,591/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $719/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,657/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Cedar City?

Based on the local median home value, estimated real estate property taxes in Cedar City are around $1,591 per year.

What is the average home price in Cedar City?

The median home value in Cedar City is currently estimated at $384,650.

How much does homeowners insurance cost in Cedar City?

For a median priced home, homeowners insurance in Cedar City averages around $719 annually.

What is the true total cost of owning a home in Cedar City?

True homeownership costs go beyond principal and interest. In Cedar City, a typical homeowner with a median-priced home of $384,650 can expect to pay roughly $1,591/yr in property taxes, $719/yr for homeowners insurance, and $1,657/yr in energy utilities. That adds approximately $331 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.