Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Celeste Mortgage Calculator

Estimate your true cost of homeownership in Celeste with localized property taxes, insurance, and utility data.

← Back to Celeste Hub
Est. Total Monthly Cost
$2,026
P&I Payment$1,546
Taxes & Ins$371
Utilities$109
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Celeste scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$293,048
Local Median: $293,048
$58,610 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,026

Monthly Breakdown

Principal & Interest
$1,546
Property Taxes
$210
Homeowners Ins.
$161
Utilities
$109

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$322,253

Local Housing Facts for Celeste

  • ·Median home value: $293,048 (adjusted for current market conditions)
  • ·Est. property taxes: $2,521/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,930/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,308/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Celeste?

Based on the local median home value, estimated real estate property taxes in Celeste are around $2,521 per year.

What is the average home price in Celeste?

The median home value in Celeste is currently estimated at $293,048.

How much does homeowners insurance cost in Celeste?

For a median priced home, homeowners insurance in Celeste averages around $1,930 annually.

What is the true total cost of owning a home in Celeste?

True homeownership costs go beyond principal and interest. In Celeste, a typical homeowner with a median-priced home of $293,048 can expect to pay roughly $2,521/yr in property taxes, $1,930/yr for homeowners insurance, and $1,308/yr in energy utilities. That adds approximately $480 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.