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Centerville Mortgage Calculator

Estimate your true cost of homeownership in Centerville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,708
P&I Payment$1,441
Taxes & Ins$118
Utilities$149
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Mortgage Details

$270,833
Local Median: $270,833
$54,167 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,708

Monthly Breakdown

Principal & Interest
$1,441
Property Taxes
$76
Homeowners Ins.
$42
Utilities
$149

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$302,217

Local Housing Facts for Centerville

  • ·Median home value: $270,833 (adjusted for current market conditions)
  • ·Est. property taxes: $912/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $503/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,782/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Centerville?

Based on the local median home value, estimated real estate property taxes in Centerville are around $912 per year.

What is the average home price in Centerville?

The median home value in Centerville is currently estimated at $270,833.

How much does homeowners insurance cost in Centerville?

For a median priced home, homeowners insurance in Centerville averages around $503 annually.

What is the true total cost of owning a home in Centerville?

True homeownership costs go beyond principal and interest. In Centerville, a typical homeowner with a median-priced home of $270,833 can expect to pay roughly $912/yr in property taxes, $503/yr for homeowners insurance, and $1,782/yr in energy utilities. That adds approximately $266 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.