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Centreville Mortgage Calculator

Estimate your true cost of homeownership in Centreville with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,358

P&I Payment$1,036

Taxes & Ins$104

Utilities$218

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$196,279

Local Median: $196,279

Down Payment$39,256 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$360

Homeowners Ins. / yr$887

Include Flood InsuranceOptional

Estimated based on Centreville FEMA risk profiles.

Include Est. Utilities$2,615/yr

Based on DOE LEAD data for Centreville.

Monthly$1,358

Monthly Breakdown

Principal & Interest

$1,036

Property Taxes

$30

Homeowners Ins.

$74

Utilities

$218

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$215,840

Local Housing Facts for Centreville

·Median home value: $196,279 (adjusted for current market conditions)
·Est. property taxes: $360/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $887/yr — based on local per-$1K premium rates
·Energy utilities: $2,615/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Centreville?

Based on the local median home value, estimated real estate property taxes in Centreville are around $360 per year.

What is the average home price in Centreville?

The median home value in Centreville is currently estimated at $196,279.

How much does homeowners insurance cost in Centreville?

For a median priced home, homeowners insurance in Centreville averages around $887 annually.

What is the true total cost of owning a home in Centreville?

True homeownership costs go beyond principal and interest. In Centreville, a typical homeowner with a median-priced home of $196,279 can expect to pay roughly $360/yr in property taxes, $887/yr for homeowners insurance, and $2,615/yr in energy utilities. That adds approximately $322 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.