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Learn about the people, housing, costs and businesses in Cerulean, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cerulean.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cerulean.
Find and compare lenders active near Cerulean.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cerulean.
Seismic risk and earthquake insurance estimates for Cerulean.
Wildfire exposure and insurance estimates for Cerulean.
As of today, the 30-year fixed mortgage rate for Cerulean is approximately 6.919% (6.956% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CeruleanThe median home value in Cerulean is $218k. The median monthly rent is $855. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cerulean have increased 10.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $659/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cerulean is $62k/year.
Calculate your buying powerThe largest employment sectors in Cerulean are public administration (25%) and agriculture and mining (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.