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Learn about the people, housing, costs and businesses in Chambersburg
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Chambersburg.
True all-in cost — P&I, taxes, insurance & utilities for homes in Chambersburg.
Find and compare lenders active near Chambersburg.
FEMA flood zones and flood insurance estimates for Chambersburg.
Seismic risk and earthquake insurance estimates for Chambersburg.
Wildfire exposure and insurance estimates for Chambersburg.
Mortgage rates for Chambersburg are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for ChambersburgThe median home value in Chambersburg is $253k. The median monthly rent is $1,103. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Chambersburg have increased 14.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,185/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chambersburg is $79k/year.
Calculate your buying powerThe largest employment sectors in Chambersburg are public administration (25%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.