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Learn about the people, housing, costs and businesses in Chaplin, Kentucky
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Chaplin.
True all-in cost — P&I, taxes, insurance & utilities for homes in Chaplin.
Find and compare lenders active near Chaplin.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Chaplin.
Seismic risk and earthquake insurance estimates for Chaplin.
Wildfire exposure and insurance estimates for Chaplin.
As of today, the 30-year fixed mortgage rate for Chaplin is approximately 6.986% (7.025% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ChaplinThe median home value in Chaplin is $214k. The median monthly rent is $796. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Chaplin have increased 21.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $965/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chaplin is $67k/year.
Calculate your buying powerThe largest employment sectors in Chaplin are public administration (27%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.