Safe Rate Local

Charlotte County

Learn about the people, housing, costs and businesses in Charlotte County County

Median Home$346,722
Median Rent$1,537/month
Population201,064
Leading IndustriesEducation · Healthcare · Arts, Food & Hospitality3% education
Home Value Growth⬆⬆+12.5% over 2 years
Retirees41% of residentstop 1% nationally
Homeowners84% of occupied units
NotableVeteran Community11% of residents · top 7% nationally
Charlotte County
FL

Frequently Asked Questions

What are today's mortgage rates in Charlotte County?

As of today, the 30-year fixed mortgage rate for Charlotte County is approximately 6.989% (7.013% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Charlotte County
What is the median home price in Charlotte County?

The median home value in Charlotte County is $347k. The median monthly rent is $1,537. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Charlotte County?

Home values in Charlotte County have increased 12.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Charlotte County?

Based on a typical all-in ownership cost of $1,189/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Charlotte County is $73k/year.

Calculate your buying power
What industries drive the economy in Charlotte County?

The largest employment sectors in Charlotte County are public administration (20%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas