Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Chatham

Learn about the people, housing, costs and businesses in Chatham, New Hampshire

Median Home$254,800
Median Rent$855/month
Population334
Leading IndustriesWholesale Trade · Healthcare27% wholesale trade
Home Value Growth⬇⬇-20.6% over 2 years
Retirees39% of residentstop 1% nationally
Homeowners66% of occupied units
NotableVeteran Community8% of residents · top 27% nationally
Chatham
NH

Frequently Asked Questions

What are today's mortgage rates in Chatham?

As of today, the 30-year fixed mortgage rate for Chatham is approximately 6.914% (6.951% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Chatham
What is the median home price in Chatham?

The median home value in Chatham is $255k. The median monthly rent is $855. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Chatham?

Home values in Chatham have decreased 20.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Chatham?

Based on a typical all-in ownership cost of $993/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chatham is $63k/year.

Calculate your buying power
What industries drive the economy in Chatham?

The largest employment sectors in Chatham are wholesale trade (27%) and public administration (22%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.