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Learn about the people, housing, costs and businesses in Chatom Union, California
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Chatom Union.
True all-in cost — P&I, taxes, insurance & utilities for homes in Chatom Union.
Find and compare lenders active near Chatom Union.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Chatom Union.
Seismic risk and earthquake insurance estimates for Chatom Union.
Wildfire exposure and insurance estimates for Chatom Union.
As of today, the 30-year fixed mortgage rate for Chatom Union is approximately 6.826% (6.860% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Chatom UnionThe median home value in Chatom Union is $545k. The median monthly rent is $1,343. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Chatom Union have increased 23.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,364/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $58k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chatom Union is $69k/year.
Calculate your buying powerThe largest employment sectors in Chatom Union are public administration (27%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.