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Chebeague Island Mortgage Calculator

Estimate your true cost of homeownership in Chebeague Island with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,145
P&I Payment$4,167
Taxes & Ins$770
Utilities$207
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Mortgage Details

$785,271
Local Median: $785,271
$157,054 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,145

Monthly Breakdown

Principal & Interest
$4,167
Property Taxes
$614
Homeowners Ins.
$156
Utilities
$207

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$872,016

Local Housing Facts for Chebeague Island

  • ·Median home value: $785,271 (adjusted for current market conditions)
  • ·Est. property taxes: $7,372/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,872/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,483/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Chebeague Island?

Based on the local median home value, estimated real estate property taxes in Chebeague Island are around $7,372 per year.

What is the average home price in Chebeague Island?

The median home value in Chebeague Island is currently estimated at $785,271.

How much does homeowners insurance cost in Chebeague Island?

For a median priced home, homeowners insurance in Chebeague Island averages around $1,872 annually.

What is the true total cost of owning a home in Chebeague Island?

True homeownership costs go beyond principal and interest. In Chebeague Island, a typical homeowner with a median-priced home of $785,271 can expect to pay roughly $7,372/yr in property taxes, $1,872/yr for homeowners insurance, and $2,483/yr in energy utilities. That adds approximately $977 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.