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Learn about the people, housing, costs and businesses in Chelsea, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Chelsea.
True all-in cost — P&I, taxes, insurance & utilities for homes in Chelsea.
Find and compare lenders active near Chelsea.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Chelsea.
Seismic risk and earthquake insurance estimates for Chelsea.
Wildfire exposure and insurance estimates for Chelsea.
As of today, the 30-year fixed mortgage rate for Chelsea is approximately 6.887% (6.923% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ChelseaThe median home value in Chelsea is $148k. The median monthly rent is $771. Annual property taxes average $916. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $708/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chelsea is $58k/year.
Calculate your buying powerThe largest employment sectors in Chelsea are public administration (17%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.