Local
Learn about the people, housing, costs and businesses in Chical, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Chical.
True all-in cost — P&I, taxes, insurance & utilities for homes in Chical.
Find and compare lenders active near Chical.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Chical.
Seismic risk and earthquake insurance estimates for Chical.
Wildfire exposure and insurance estimates for Chical.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Chical is approximately 6.995% (7.035% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ChicalThe median home value in Chical is $78k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Chical have increased 2.4% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $439/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $19k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chical is $63k/year.
Calculate your buying powerThe largest employment sectors in Chical are public administration (18%) and healthcare (4%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.