Safe Rate Local

Chippewa County

Learn about the people, housing, costs and businesses in Chippewa County County

Median Home$165,764
Median Rent$879/month
Population12,377
Leading IndustriesConstruction · Agriculture & Mining · Public Administration9% construction
Home Value Growth⬆⬆⬆+25.5% over 2 years
Family-Friendly24% of residentsslightly above average
Homeowners72% of occupied units
NotableVeteran Community9% of residents · top 20% nationally
Chippewa County
MN

Frequently Asked Questions

What are today's mortgage rates in Chippewa County?

As of today, the 30-year fixed mortgage rate for Chippewa County is approximately 7.215% (7.250% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

View current rates for Chippewa County
What is the median home price in Chippewa County?

The median home value in Chippewa County is $166k. The median monthly rent is $879. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Chippewa County?

Home values in Chippewa County have increased 25.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Chippewa County?

Based on a typical all-in ownership cost of $928/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Chippewa County is $71k/year.

Calculate your buying power
What industries drive the economy in Chippewa County?

The largest employment sectors in Chippewa County are public administration (26%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas