Safe Rate Local

Cost of Living in Chisago County

Is it better to rent or buy in Chisago County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Chisago County Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$100,798
$1,263/mo

Median in area: $1,263

$352,868

Median in area: $352,868

$70,574

If you Rent

🔑
$1,510 /mo
Base Rent$1,263
Est. Utilities$247
% of Income18.0%
Pre-tax Residual$6,890

If you Buy

🏠
$2,591 /mo
P&I (6.991%)$1,876
Taxes & Ins$468
Est. Utilities$247
% of Income30.9%
Pre-tax Residual$5,808

Compare Nearby Areas

See how Chisago County stacks up against neighboring areas.

countyAnoka County, MN
$1,571/mo
countyWashington County, MN
$1,861/mo
countyPine County, MN
$1,039/mo
countyIsanti County, MN
$1,322/mo
countyPolk County, WI
$967/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Chisago County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Chisago County. The estimated all-in monthly cost for renting is $1,510, while owning a median-priced home with a 20% down payment is roughly $2,591 per month (a difference of $1,081).

How much do utilities cost in Chisago County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Chisago County is approximately $247. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Chisago County?›

To comfortably afford the median rent and utilities in Chisago County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $60,400 per year.