Local
Learn about the people, housing, costs and businesses in Clara, Mississippi
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clara.
True all-in cost — P&I, taxes, insurance & utilities for homes in Clara.
Find and compare lenders active near Clara.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Clara.
Seismic risk and earthquake insurance estimates for Clara.
Wildfire exposure and insurance estimates for Clara.
As of today, the 30-year fixed mortgage rate for Clara is approximately 7.033% (7.074% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ClaraThe median home value in Clara is $155k. The median monthly rent is $1,036. Annual property taxes average $588. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clara have increased 10.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $528/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clara is $55k/year.
Calculate your buying powerThe largest employment sectors in Clara are public administration (22%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.