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Learn about the people, housing, costs and businesses in Clay County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clay County.
Estimate payments for homes in Clay County.
People, housing & businesses in Clay County.
Find and compare lenders active near Clay County.
Homeowners, flood & wildfire estimates for Clay County.
Income, rent and all-in ownership costs for Clay County.
FEMA flood zones and flood insurance estimates for Clay County.
Seismic risk and earthquake insurance estimates for Clay County.
Wildfire exposure and insurance estimates for Clay County.
As of today, the 30-year fixed mortgage rate for Clay County is approximately 7.159% (7.192% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Clay CountyThe median home value in Clay County is $99k. The median monthly rent is $788. Annual property taxes average $737. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clay County have increased 12.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $545/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clay County is $41k/year.
Calculate your buying powerThe largest employment sectors in Clay County are public administration (27%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas