Local
Learn about the people, housing, costs and businesses in Clear Lake Shores, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clear Lake Shores.
True all-in cost — P&I, taxes, insurance & utilities for homes in Clear Lake Shores.
Find and compare lenders active near Clear Lake Shores.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Clear Lake Shores.
Seismic risk and earthquake insurance estimates for Clear Lake Shores.
Wildfire exposure and insurance estimates for Clear Lake Shores.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Clear Lake Shores is approximately 6.978% (7.017% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Clear Lake ShoresThe median home value in Clear Lake Shores is $448k. The median monthly rent is $1,687. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clear Lake Shores have decreased 8.9% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,794/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $77k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clear Lake Shores is $105k/year.
Calculate your buying powerThe largest employment sectors in Clear Lake Shores are public administration (25%) and information and media (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.