Local
Learn about the people, housing, costs and businesses in Clear Spring, Maryland
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clear Spring.
True all-in cost — P&I, taxes, insurance & utilities for homes in Clear Spring.
Find and compare lenders active near Clear Spring.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Clear Spring.
Seismic risk and earthquake insurance estimates for Clear Spring.
Wildfire exposure and insurance estimates for Clear Spring.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Clear Spring is approximately 6.929% (6.966% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Clear SpringThe median home value in Clear Spring is $319k. The median monthly rent is $846. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clear Spring have increased 26.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $911/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $39k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clear Spring is $84k/year.
Calculate your buying powerThe largest employment sectors in Clear Spring are public administration (28%) and agriculture and mining (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.