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Cost of Living in Clearfield County

Is it better to rent or buy in Clearfield County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$64,839
$803/mo

Median in area: $803

$141,386

Median in area: $141,386

$28,277

If you Rent

🔑
$983 /mo
Base Rent$803
Est. Utilities$180
% of Income18.2%
Pre-tax Residual$4,420

If you Buy

🏠
$1,145 /mo
P&I (7.206%)$768
Taxes & Ins$197
Est. Utilities$180
% of Income21.2%
Pre-tax Residual$4,258

Compare Nearby Areas

See how Clearfield County stacks up against neighboring areas.

countyIndiana County, PA
$811/mo
countyCambria County, PA
$770/mo
countyJefferson County, PA
$771/mo
countyElk County, PA
$717/mo
countyCentre County, PA
$1,144/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Clearfield County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Clearfield County. The estimated all-in monthly cost for renting is $983, while owning a median-priced home with a 20% down payment is roughly $1,145 per month (a difference of $162).

How much do utilities cost in Clearfield County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Clearfield County is approximately $180. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Clearfield County?›

To comfortably afford the median rent and utilities in Clearfield County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $39,320 per year.