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Cost of Living in Clearwater County

Is it better to rent or buy in Clearwater County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$60,805
$895/mo

Median in area: $895

$272,364

Median in area: $272,364

$54,473

If you Rent

🔑
$1,078 /mo
Base Rent$895
Est. Utilities$183
% of Income21.3%
Pre-tax Residual$3,989

If you Buy

🏠
$1,825 /mo
P&I (6.997%)$1,449
Taxes & Ins$193
Est. Utilities$183
% of Income36.0%
Pre-tax Residual$3,242

Compare Nearby Areas

See how Clearwater County stacks up against neighboring areas.

countyNez Perce County, ID
$1,058/mo
countyLatah County, ID
$917/mo
countyMineral County, MT
$838/mo
countyShoshone County, ID
$911/mo
countyIdaho County, ID
$798/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Clearwater County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Clearwater County. The estimated all-in monthly cost for renting is $1,078, while owning a median-priced home with a 20% down payment is roughly $1,825 per month (a difference of $747).

How much do utilities cost in Clearwater County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Clearwater County is approximately $183. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Clearwater County?›

To comfortably afford the median rent and utilities in Clearwater County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $43,120 per year.