Local
Learn about the people, housing, costs and businesses in Clifton Springs, New York
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Clifton Springs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Clifton Springs.
Find and compare lenders active near Clifton Springs.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Clifton Springs.
Seismic risk and earthquake insurance estimates for Clifton Springs.
Wildfire exposure and insurance estimates for Clifton Springs.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Clifton Springs is approximately 6.995% (7.035% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Clifton SpringsThe median home value in Clifton Springs is $144k. The median monthly rent is $747. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Clifton Springs have increased 26.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $966/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Clifton Springs is $64k/year.
Calculate your buying powerThe largest employment sectors in Clifton Springs are public administration (25%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.