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Cost of Living in Cloud County

Is it better to rent or buy in Cloud County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$58,522
$821/mo

Median in area: $821

$101,891

Median in area: $101,891

$20,378

If you Rent

🔑
$1,051 /mo
Base Rent$821
Est. Utilities$230
% of Income21.6%
Pre-tax Residual$3,826

If you Buy

🏠
$1,035 /mo
P&I (7.394%)$564
Taxes & Ins$241
Est. Utilities$230
% of Income21.2%
Pre-tax Residual$3,842

Compare Nearby Areas

See how Cloud County stacks up against neighboring areas.

countyWashington County, KS
$578/mo
countyClay County, KS
$913/mo
countyMitchell County, KS
$567/mo
countyOttawa County, KS
$841/mo
countyRepublic County, KS
$714/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Cloud County?›

Based on median housing data, buying is currently more affordable on a monthly basis in Cloud County. The estimated all-in monthly cost for renting is $1,051, while owning a median-priced home with a 20% down payment is roughly $1,035 per month (a difference of $16).

How much do utilities cost in Cloud County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Cloud County is approximately $230. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Cloud County?›

To comfortably afford the median rent and utilities in Cloud County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $42,040 per year.