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Learn about the people, housing, costs and businesses in Cobalt, Missouri
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cobalt.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cobalt.
Find and compare lenders active near Cobalt.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cobalt.
Seismic risk and earthquake insurance estimates for Cobalt.
Wildfire exposure and insurance estimates for Cobalt.
As of today, the 30-year fixed mortgage rate for Cobalt is approximately 6.923% (6.960% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CobaltThe median home value in Cobalt is $114k. The median monthly rent is $893. Annual property taxes average $963. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cobalt have increased 31.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $830/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cobalt is $58k/year.
Calculate your buying powerThe largest employment sectors in Cobalt are public administration (23%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.