Local
Learn about the people, housing, costs and businesses in Cochiti, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cochiti.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cochiti.
Find and compare lenders active near Cochiti.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cochiti.
Seismic risk and earthquake insurance estimates for Cochiti.
Wildfire exposure and insurance estimates for Cochiti.
As of today, the 30-year fixed mortgage rate for Cochiti is approximately 6.835% (6.869% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CochitiThe median home value in Cochiti is $228k. The median monthly rent is $1,229. Annual property taxes average $981. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Cochiti have increased 37.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $449/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $19k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cochiti is $63k/year.
Calculate your buying powerThe largest employment sectors in Cochiti are public administration (26%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.