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Coffeen Mortgage Calculator

Estimate your true cost of homeownership in Coffeen with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$929
P&I Payment$467
Taxes & Ins$187
Utilities$276
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Mortgage Details

$87,705
Local Median: $87,705
$17,541 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$929

Monthly Breakdown

Principal & Interest
$467
Property Taxes
$121
Homeowners Ins.
$66
Utilities
$276

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$97,783

Local Housing Facts for Coffeen

  • ·Median home value: $87,705 (adjusted for current market conditions)
  • ·Est. property taxes: $1,452/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $792/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,307/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Coffeen?

Based on the local median home value, estimated real estate property taxes in Coffeen are around $1,452 per year.

What is the average home price in Coffeen?

The median home value in Coffeen is currently estimated at $87,705.

How much does homeowners insurance cost in Coffeen?

For a median priced home, homeowners insurance in Coffeen averages around $792 annually.

What is the true total cost of owning a home in Coffeen?

True homeownership costs go beyond principal and interest. In Coffeen, a typical homeowner with a median-priced home of $87,705 can expect to pay roughly $1,452/yr in property taxes, $792/yr for homeowners insurance, and $3,307/yr in energy utilities. That adds approximately $463 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.