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Learn about the people, housing, costs and businesses in Cogswell, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cogswell.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cogswell.
Find and compare lenders active near Cogswell.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Cogswell.
Seismic risk and earthquake insurance estimates for Cogswell.
Wildfire exposure and insurance estimates for Cogswell.
As of today, the 30-year fixed mortgage rate for Cogswell is approximately 7.045% (7.086% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for CogswellThe median home value in Cogswell is $204k. The median monthly rent is $896. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $864/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cogswell is $77k/year.
Calculate your buying powerThe largest employment sectors in Cogswell are public administration (22%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.