Local
Learn about the people, housing, costs and businesses in Cold Bay, Alaska
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Cold Bay.
True all-in cost — P&I, taxes, insurance & utilities for homes in Cold Bay.
Find and compare lenders active near Cold Bay.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
As of today, the 30-year fixed mortgage rate for Cold Bay is approximately 6.816% (6.849% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Cold BayThe median home value in Cold Bay is $136k. The median monthly rent is $979. Annual property taxes average $199. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $787/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Cold Bay is $65k/year.
Calculate your buying powerThe largest employment sectors in Cold Bay are public administration (35%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.