Local
Learn about the people, housing, costs and businesses in Coldiron, Kentucky
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Coldiron.
True all-in cost — P&I, taxes, insurance & utilities for homes in Coldiron.
Find and compare lenders active near Coldiron.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Coldiron.
Seismic risk and earthquake insurance estimates for Coldiron.
Wildfire exposure and insurance estimates for Coldiron.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Coldiron is approximately 6.958% (6.999% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ColdironThe median home value in Coldiron is $68k. Annual property taxes average $672. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Coldiron have increased 16.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $454/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $19k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Coldiron is $33k/year.
Calculate your buying powerThe largest employment sectors in Coldiron are wholesale trade (27%) and public administration (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.