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College Place Mortgage Calculator

Estimate your true cost of homeownership in College Place with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,407
P&I Payment$1,904
Taxes & Ins$358
Utilities$145
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Mortgage Details

$361,016
Local Median: $361,016
$72,203 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,407

Monthly Breakdown

Principal & Interest
$1,904
Property Taxes
$279
Homeowners Ins.
$79
Utilities
$145

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$396,647

Local Housing Facts for College Place

  • ·Median home value: $361,016 (adjusted for current market conditions)
  • ·Est. property taxes: $3,344/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $953/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,736/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in College Place?

Based on the local median home value, estimated real estate property taxes in College Place are around $3,344 per year.

What is the average home price in College Place?

The median home value in College Place is currently estimated at $361,016.

How much does homeowners insurance cost in College Place?

For a median priced home, homeowners insurance in College Place averages around $953 annually.

What is the true total cost of owning a home in College Place?

True homeownership costs go beyond principal and interest. In College Place, a typical homeowner with a median-priced home of $361,016 can expect to pay roughly $3,344/yr in property taxes, $953/yr for homeowners insurance, and $1,736/yr in energy utilities. That adds approximately $503 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.