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College Station Mortgage Calculator

Estimate your true cost of homeownership in College Station with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,373
P&I Payment$1,039
Taxes & Ins$132
Utilities$203
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Mortgage Details

$197,451
Local Median: $197,451
$39,490 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,373

Monthly Breakdown

Principal & Interest
$1,039
Property Taxes
$42
Homeowners Ins.
$90
Utilities
$203

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$216,064

Local Housing Facts for College Station

  • ·Median home value: $197,451 (adjusted for current market conditions)
  • ·Est. property taxes: $504/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,074/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,436/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in College Station?

Based on the local median home value, estimated real estate property taxes in College Station are around $504 per year.

What is the average home price in College Station?

The median home value in College Station is currently estimated at $197,451.

How much does homeowners insurance cost in College Station?

For a median priced home, homeowners insurance in College Station averages around $1,074 annually.

What is the true total cost of owning a home in College Station?

True homeownership costs go beyond principal and interest. In College Station, a typical homeowner with a median-priced home of $197,451 can expect to pay roughly $504/yr in property taxes, $1,074/yr for homeowners insurance, and $2,436/yr in energy utilities. That adds approximately $335 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.