Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Collierville Mortgage Calculator

Estimate your true cost of homeownership in Collierville with localized property taxes, insurance, and utility data.

← Back to Collierville Hub
Est. Total Monthly Cost
$3,724
P&I Payment$2,951
Taxes & Ins$574
Utilities$199
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Collierville scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$563,074
Local Median: $563,074
$112,615 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,724

Monthly Breakdown

Principal & Interest
$2,951
Property Taxes
$400
Homeowners Ins.
$174
Utilities
$199

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$611,927

Local Housing Facts for Collierville

  • ·Median home value: $563,074 (adjusted for current market conditions)
  • ·Est. property taxes: $4,803/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,087/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,386/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Collierville?

Based on the local median home value, estimated real estate property taxes in Collierville are around $4,803 per year.

What is the average home price in Collierville?

The median home value in Collierville is currently estimated at $563,074.

How much does homeowners insurance cost in Collierville?

For a median priced home, homeowners insurance in Collierville averages around $2,087 annually.

What is the true total cost of owning a home in Collierville?

True homeownership costs go beyond principal and interest. In Collierville, a typical homeowner with a median-priced home of $563,074 can expect to pay roughly $4,803/yr in property taxes, $2,087/yr for homeowners insurance, and $2,386/yr in energy utilities. That adds approximately $773 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.