Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Collins Mortgage Calculator

Estimate your true cost of homeownership in Collins with localized property taxes, insurance, and utility data.

← Back to Collins Hub
Est. Total Monthly Cost
$1,799
P&I Payment$1,329
Taxes & Ins$247
Utilities$224
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Collins scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$248,134
Local Median: $248,134
$49,627 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,799

Monthly Breakdown

Principal & Interest
$1,329
Property Taxes
$162
Homeowners Ins.
$85
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$279,770

Local Housing Facts for Collins

  • ·Median home value: $248,134 (adjusted for current market conditions)
  • ·Est. property taxes: $1,947/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,020/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,684/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Collins?

Based on the local median home value, estimated real estate property taxes in Collins are around $1,947 per year.

What is the average home price in Collins?

The median home value in Collins is currently estimated at $248,134.

How much does homeowners insurance cost in Collins?

For a median priced home, homeowners insurance in Collins averages around $1,020 annually.

What is the true total cost of owning a home in Collins?

True homeownership costs go beyond principal and interest. In Collins, a typical homeowner with a median-priced home of $248,134 can expect to pay roughly $1,947/yr in property taxes, $1,020/yr for homeowners insurance, and $2,684/yr in energy utilities. That adds approximately $471 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.