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Coloma Mortgage Calculator

Estimate your true cost of homeownership in Coloma with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,147
P&I Payment$1,579
Taxes & Ins$322
Utilities$246
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Mortgage Details

$296,805
Local Median: $296,805
$59,361 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,147

Monthly Breakdown

Principal & Interest
$1,579
Property Taxes
$219
Homeowners Ins.
$103
Utilities
$246

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$330,968

Local Housing Facts for Coloma

  • ·Median home value: $296,805 (adjusted for current market conditions)
  • ·Est. property taxes: $2,633/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,235/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,949/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Coloma?

Based on the local median home value, estimated real estate property taxes in Coloma are around $2,633 per year.

What is the average home price in Coloma?

The median home value in Coloma is currently estimated at $296,805.

How much does homeowners insurance cost in Coloma?

For a median priced home, homeowners insurance in Coloma averages around $1,235 annually.

What is the true total cost of owning a home in Coloma?

True homeownership costs go beyond principal and interest. In Coloma, a typical homeowner with a median-priced home of $296,805 can expect to pay roughly $2,633/yr in property taxes, $1,235/yr for homeowners insurance, and $2,949/yr in energy utilities. That adds approximately $568 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.