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Colonial Heights Mortgage Calculator

Estimate your true cost of homeownership in Colonial Heights with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,993
P&I Payment$1,531
Taxes & Ins$238
Utilities$225
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Mortgage Details

$288,295
Local Median: $288,295
$57,659 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,993

Monthly Breakdown

Principal & Interest
$1,531
Property Taxes
$173
Homeowners Ins.
$65
Utilities
$225

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$320,364

Local Housing Facts for Colonial Heights

  • ·Median home value: $288,295 (adjusted for current market conditions)
  • ·Est. property taxes: $2,070/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $784/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,700/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Colonial Heights City?

Based on the local median home value, estimated real estate property taxes in Colonial Heights City are around $2,070 per year.

What is the average home price in Colonial Heights City?

The median home value in Colonial Heights City is currently estimated at $288,295.

How much does homeowners insurance cost in Colonial Heights City?

For a median priced home, homeowners insurance in Colonial Heights City averages around $784 annually.

What is the true total cost of owning a home in Colonial Heights City?

True homeownership costs go beyond principal and interest. In Colonial Heights City, a typical homeowner with a median-priced home of $288,295 can expect to pay roughly $2,070/yr in property taxes, $784/yr for homeowners insurance, and $2,700/yr in energy utilities. That adds approximately $463 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.