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Colony Mortgage Calculator

Estimate your true cost of homeownership in Colony with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,213
P&I Payment$924
Taxes & Ins$104
Utilities$185
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Mortgage Details

$176,345
Local Median: $176,345
$35,269 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,213

Monthly Breakdown

Principal & Interest
$924
Property Taxes
$32
Homeowners Ins.
$72
Utilities
$185

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,679

Local Housing Facts for Colony

  • ·Median home value: $176,345 (adjusted for current market conditions)
  • ·Est. property taxes: $381/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $862/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,217/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Colony?

Based on the local median home value, estimated real estate property taxes in Colony are around $381 per year.

What is the average home price in Colony?

The median home value in Colony is currently estimated at $176,345.

How much does homeowners insurance cost in Colony?

For a median priced home, homeowners insurance in Colony averages around $862 annually.

What is the true total cost of owning a home in Colony?

True homeownership costs go beyond principal and interest. In Colony, a typical homeowner with a median-priced home of $176,345 can expect to pay roughly $381/yr in property taxes, $862/yr for homeowners insurance, and $2,217/yr in energy utilities. That adds approximately $288 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.