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Learn about the people, housing, costs and businesses in Columbia Heights, Minnesota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Columbia Heights.
True all-in cost — P&I, taxes, insurance & utilities for homes in Columbia Heights.
Find and compare lenders active near Columbia Heights.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Columbia Heights.
Seismic risk and earthquake insurance estimates for Columbia Heights.
Wildfire exposure and insurance estimates for Columbia Heights.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Columbia Heights is approximately 6.983% (7.022% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Columbia HeightsThe median home value in Columbia Heights is $276k. The median monthly rent is $1,314. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Columbia Heights have increased 9.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,417/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $61k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Columbia Heights is $71k/year.
Calculate your buying powerThe largest employment sectors in Columbia Heights are public administration (23%) and retail (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.